Understanding your options to make the best choice for your healthcare needs
Health insurance comes in two main categories: private and public. Each has distinct advantages and is designed for different situations and needs.
Private health insurance is purchased through private companies, either individually or through employers. These plans offer more flexibility and often more comprehensive coverage options.
Public health insurance includes government-sponsored programs like Medicare, Medicaid, and ACA Marketplace plans. These programs provide essential healthcare coverage with government support.
Feature | Private Insurance | Public Insurance |
---|---|---|
Cost | Higher premiums, more options | Lower cost, subsidies available |
Provider Network | Extensive networks | More limited networks |
Enrollment | Year-round availability | Open enrollment periods |
Coverage | Customizable plans | Essential health benefits |
Eligibility | Income and employment based | Age, income, or circumstances |
Our licensed agents can help you understand which option is best for your specific situation and budget.
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